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1
435
Her Majesty's Mails
·
William Lewins
342
Between
fifty
and
sixty
old
savings'
banks,
including
the
Birmingham
Bank,
closed
their
accounts
during
the
last
year
(1863),
great
part
of
the
business
of
each
being
transferred
to
the
new
banks.
A
sum
amounting
to
over
500,000l.
has
already
been
transferred
from
these
banks
to
the
Post-Office
by
means
of
transfer
certificates;
whilst
additional
sums,
the
amount
of
which
cannot
be
correctly
ascertained,
have
been
withdrawn
from
the
old
and
paid
into
the
post-office
banks
in
cash.
With
a
view
to
facilitate
the
proceedings
of
the
trustees
of
banks
which
have
been
or
may
hereafter
be
closed,
an
Act
of
Parliament
was
passed
in
the
last
session
which
will
doubtless
have
the
effect
of
winding
up
the
affairs
of
many
of
the
smaller
banks
under
the
old
plan,
and
increasing
the
work
of
those
on
the
new.
The
modus
operandi
of
this
scheme
is
as
simple
as
it
is
satisfactory.
On
making
the
first
deposit,
under
the
new
arrangements,
an
account-book
is
presented
to
the
depositor,
in
which
is
entered
his
name,
address,
and
occupation.
All
the
necessary
printed
regulations
are
given
in
this
book.
The
amount
of
each
deposit
is
inserted
by
the
postmaster,
and
an
impression
of
the
dated
stamp
of
the
post-office
is
placed
opposite
the
entry,
thus
making
each
transaction
strictly
official.
At
the
close
of
each
day's
business,
the
postmaster
must
furnish
to
the
Postmaster-General
in
London
a
full
account
of
all
the
deposits
that
have
been
made
in
his
office.
By
return
of
post
an
acknowledgment
will
be
received
by
each
depositor
in
the
shape
of
a
separate
letter
from
the
head
office,
the
Postmaster-General
thus
becoming
responsible
for
the
amount.
If
such
a
letter
does
not
arrive
within
ten
days
from
the
date
of
the
deposit
an
inquiry
is
instituted,
and
the
error
rectified.
An
arrangement
like
the
foregoing
shows
the
boundless
resources
which
the
Government
possesses
in
its
Post-Office.
The
acknowledgment
of
every
separate
transaction
in
each
of
the
money-order
offices
of
the
three
kingdoms,
which
in
any
private
undertaking
would
be
an
herculean
labour,
involving
an
enormous
outlay
in
postage
alone,
is
here
accomplished
with
marvellous
ease,
and
the
whole
mass
of
extra
communications
make
but
an
imperceptible
ripple
on
the
stream
of
the
nation's
letters
flowing
nightly
from
St.
Martin's-le-Grand.
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