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1
435
Her Majesty's Mails
·
William Lewins
344
Last
year
this
power
was
largely
used,
there
being
no
fewer
than
20,872
deposits
and
15,842
withdrawals
made
under
these
circumstances,
e.
g.
at
places
where
the
depositor
is
temporarily
residing.[181]
The
facilities
offered
by
the
Post-Office
in
this
way
are
unique;
no
other
banks
can
offer
them;
and
such
is
the
admirable
system
adopted
by
the
Post-Office,
that
complicated
accounts
of
this
nature
are
reduced
to
a
matter
of
the
simplest
routine.
At
the
end
of
each
month
the
accounts
of
the
two
offices
concerned
in
transactions
of
this
kind
are
reconciled
by
the
addition
or
deduction
of
the
amounts
in
question,
which
arrangement,
so
far
from
being
an
irksome
one,
enables
the
Department
to
obtain
a
very
valuable
check
upon
its
gross
transactions.
Under
the
old
system,
a
depositor
could
only
effect
a
transfer
of
his
account
from
Manchester
to
Liverpool
by
withdrawing
it
from
the
one,
under
the
usual
long
notice,
and
taking
it
to
the
other.
This
course
was
not
only
troublesome
to
the
parties
concerned,
but
the
depositor
ran
the
risk
of
losing
his
money,
or,
perhaps,
of
spending
the
whole
or
part
of
it.
Under
the
Post-Office
system,
however,
the
transfer
may
be
effected
in
a
day
or
two,
without
the
depositor
even
seeing
the
money,
and
without
the
smallest
risk
of
loss.
Suppose
a
depositor
wishes
to
transfer
his
account
from
a
bank
under
the
old
plan
to
one
under
the
new,
or
vice
versâ,
the
matter
is
one
of
equally
simple
arrangement.
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