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435
Her Majesty's Mails
·
William Lewins
345
He
has
only
to
apply
to
the
old
savings'
bank
for
a
certificate
to
enable
him
to
transfer
his
deposits
in
that
bank
to
that
belonging
to
the
Post-Office,
and
when
he
obtains
such
certificate
he
may
present
it
to
any
postmaster
who
transacts
savings'-bank
business.
The
postmaster
receives
it
as
if
it
were
so
much
money,
and
issues
a
depositors'
book,
treating
the
case
as
if
the
amount
had
been
handed
over
to
him.
A
few
days
longer
are
required
before
an
acknowledgment
can
be
sent
from
London;
but
this
is
all
the
difference
between
the
case
and
that
of
an
ordinary
savings'-bank
deposit[182]
In
the
order
of
advantages
which
post-office
savings'
banks
offer
the
depositor,
we
would
rank
next
to
their
unquestionable
security
their
peculiar
convenience
for
deposit
and
withdrawal.
Twelve
months
ago,
a
person
might
be
the
length
of
an
English
county
distant
from
a
bank
for
savings.
Under
the
present
arrangement,
few
persons
will
be
a
dozen
miles
distant
from
a
money-order
office,
whilst
nine-tenths
of
the
entire
community
will
find
the
necessary
accommodation
at
their
very
doors.
As
new
centres
of
population
are
formed,
or
as
hamlets
rise
into
flourishing
villages,
and
the
want
of
an
office
for
money-orders
becomes
felt,
the
requirement
will
continue
to
be
met,
with
the
addition
in
each
case
of
a
companion
savings'
bank.
Again,
the
expenses
of
management--amounting
to
a
shilling
in
the
old
banks
for
each
transaction,
against
something
like
half
that
amount
in
the
new--will
not
allow
of
the
ordinary
banks
being
opened
but
at
a
few
stated
periods
during
the
week.
The
post-office
savings'
bank,
attached
as
it
is
to
the
post-office
money-order
office,
is
open
to
the
public
full
eight
hours
of
every
working
day.
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