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[IF YOU ARE IN DEBT, SOMEBODY OWNS PART OF YOU.] 1369. Accidents in Carriages. It is safer, as a general rule, to keep your place than to jump out. Getting out of a gig over the back, provided you can hold on a little while, and run, is safer than springing from the side. But it is best to keep your place, and hold fast. In accidents people act not so much from reason as from excitement: but good rules, firmly impressed upon the mind, generally rise uppermost, even in the midst of fear. 1370. Life Belts. An excellent and cheap life belt, for persons proceeding to sea, bathing in dangerous places, or learning to swim, may be thus made:--Take a yard and three quarters of strong jean, double, and divide it into nine compartments. Let there be a space of two inches after each third compartment. Fill the compartments with very fine cuttings of cork, which may be made by cutting up old corks, or (still better) purchased at the corkcutter's. Work eyelet holes at the bottom of each compartment, to let the water drain out. Attach a neck-band and waist-strings of stout boot-web, and sew them on strongly. 1371. Another. Cut open an old boa, or victorine, and line it with fine cork-cuttings instead of wool. For ladies going to sea these are excellent, as they may be worn in stormy weather, without giving appearance of alarm in danger. They may be fastened to the body by ribands or tapes, of the colour of the fur. Gentlemen's waistcoats may be lined the same way.