Enquire within upon everything
Robert Kemp Philp579JOHN B----. Signed by the said John B----in the presence of us, present at the same time, who, in his presence, and in the presence of each other, attest and subscribe our names as witnesses hereto. JOHN WILLIAMS, 15, Oxford Street, Westminster. HENRY JONES, 19, Regent Street, Westminster. 1599. Other Forms of Wills. Other forms of wills give particular legacies to adults, or to infants, with direction for application of interest during minority; to infants, to be paid at twenty-one without interest; specific legacies of government stock; general legacies of ditto; specific legacies of leasehold property or household property; immediate or deferred annuities; to daughters or sons for life, and after them their children; legacies with directions for the application of the money; bequests to wife, with conditions as to future marriage; define the powers of trustees, provide for and direct the payment of debts, &c. All these more complicated forms of wills require the superintendence of a professional adviser. 1600. Crossing Cheques. If cheques have two parallel lines drawn across them, with or without the addition of the words "& Co.," they will only be paid to a banker. 1601. Banker's Name across Cheque. If, in addition, the name of any particular banker be written across the cheque, it will only be paid to that banker or his agent. 1602. Effect of Words "Not Negotiable" on Cheque. If the words "Not Negotiable" be written across a cheque, the lawful holder of the cheque is not prevented thereby from negotiating it. The effect of these words is to prevent any person receiving a cheque so marked from acquiring a better title to it than the person had from whom he received it. If, therefore, such a cheque has been stolen, the thief cannot, by passing it away for value, vest in the person so acquiring it a good title.

